Nationwide Insurance Class Action Lawsuit
Nationwide, one of the largest health insurance providers in the nation, has been accused of discriminating against its insureds while denying them the right to obtain adequate medical expense benefits when they become ill or injured.
There are numerous reasons why insurance providers fail to make good on their FDCPA obligations
One reason is that health insurance companies are often sensitive to the fact that many individuals live outside of their insurance provider’s service area. Unfortunately, health insurance providers often refuse to sell health plans outside of their service area, and thereby subject themselves to unwarranted losses in revenue.
How much was Nationwide's damages?
The award came after a trial where the jury found Nationwide acted in bad faith by denying the claim. The award included $5.8 million in damages and $2,405,873.00 in interest. Nationwide was still not satisfied, and appealed the award to the United States Court of Appeals for the Eleventh Circuit, which upheld the award.
How much did Nationwide pay to the husband of a woman who died in a car accident?
In another from the state of Georgia, Nationwide was ordered to pay $8.1 million to the husband of a woman killed in a car accident who had filed a claim for wrongful death. There there was no question that the driver of the other car was at fault.
What does it mean to sue an insurer for bad faith?
What it Means to Sue an Insurer for “Bad Faith”. All insurance contracts have a clause saying that your insurer will at all times act in “good faith” toward you. Even if the clause happens to be missing from the contract, the law in every state imposes a duty on the insurer to deal fairly in good faith with its insured When ...
Did Nationwide delay paying a $50,000 claim?
Nationwide was certainly not on the side of one West Virginia man when it delayed paying him his under-insured motorist policy limit of $50,000, an amount for which the insured was willing to accept. The man filed a lawsuit alleging that Nationwide acted in bad faith by delaying its payment of the claim. Even though Nationwide argued it did not act in bad faith, and the delay was only to allow it time to investigate the amount of the insured’s medical expense and wage loss claim, the jury did not buy its argument.
Is Nationwide on your side true?
Many people across the United States have found the advertising jingle “Nationwide is on your side” not to be true. The company has a reputation, based on the results of numerous lawsuits, for denying payments to those who had legitimate injury or wrongful death claims following a car accident.
Can an insurer impose punitive damages in West Virginia?
If the Insurer has acted in a particularly egregious way, according to both statutory and case law, West Virginia allows the court to impose punitive damages. Punitive damages are for the purpose of punishing the insurer for its bad conduct and, hopefully to deter it from committing the same bad conduct in the future.
Why do lawsuits matter?
Another important reason lawsuits matter is that, more than other insurance companies, this insurer is particularly sensitive to verdicts in accident cases that exceed the at-fault driver’s insurance limits. They are loath to expose their insured to a verdict that is going to give them personal exposure.
Which is easier to predict: GEICO or Allstate?
Of the leading insurance companies in Maryland, Nationwide may be the most difficult to predict how an individual claims adjuster values a case. GEICO and Allstate, for example, are far easier to predict than Nationwide. There is less rhyme or reason to the value a Nationwide claims adjuster puts on the case. ...
What surgery did the plaintiff need?
The plaintiff arthroscopic surgery on his left knee. He had not returned to work following the accident. The plaintiff claimed that he needed a left knee replacement, spinal fusion surgery, and physical therapy. Before the jury selection, the parties settled for $3,100,000.
What is the number to call for an auto accident claim?
Call us at 800-553-8082 or click here for a free consultation. Get a better idea of how much your claim is worth.
Is medical malpractice a foreseeable consequence of a car crash?
In Maryland, medical malpractice is a foreseeable consequence of a car crash and, for damages purposes, the death would be considered caused by the accident.
Is nationwide auto insurance a Fortune 100 company?
Nationwide has grown from a small auto insurer owned by its policyholders to one of the largest car insurance and financial services companies in the United States. Nationwide has more than $135 billion in assets. In recent years, Nationwide has been on the cusp of being a Fortune 100 company. In Maryland, Nationwide ranks fourth in market share ...
What is Nationwide insurance?
Nationwide is one of the largest insurance providers in the U.S. It provides flexible auto coverage and services in select states across the nation. The company offers reliable and affordable car insurance with customizable policies so you can create and pay only for the coverage you need.
What is an uninsured motorist?
Uninsured or underinsured motorist: Covers costs if you’re hit by someone with no or insufficient auto insurance. Medical payments: Helps pay for medical expenses if injuries from a covered auto accident put you or your passenger (s) in the hospital.
Is Nationwide insurance deceitful?
Original review: Sept. 30, 2020. Nationwide is very deceitful! For anyone considering Nationwide as their insurance provider, just look into Nationwide's $18 million in punitive damages in 2014. They gave me hard times and won’t communicate even though it is their mistake and they ADMITTED it is their mistake.
Is Nationwide Mutual Insurance a mutual insurance company?
It’s a mutual insurance company entirely owned by its policyholders, so it has the ability to focus on clients without having to cater to investors. Nationwide offers basic, standard and premium coverages and a range of add-ons and discounts.
Does Nationwide offer a discount?
Keep in mind Nationwide does offer discounts and money-saving programs, including: SmartRide: Discount based on a device that tracks how safely you drive; you get 10% off just for enrolling and up to 40% off depending on your driving. SmartMiles: Mileage-based discount; the less you drive, the less you pay.
Is nationwide auto insurance available in all states?
Nationwide is an auto insurance provider with highly customizable coverage options, a well-established reputation and agents throughout the country. It’s not available in all states, though, and its policies can be pricey.